Did you know that there are more 95,000 different types of mold worldwide?
It’s true.
Some of the molds grow outside. Others may grow inside of a building. Of the ones that grow indoors, approximately 100 may cause health problems to develop in humans. In addition, the mold spores can also damage a structure. With that said, our public adjusters decided to spend some time this week shining a flashlight onto mold damage and discussing how to handle it.
Let’s start with the basics. Research has shown that if conditions are right, mold can start to develop indoors in as little as 48 hours.
All mold needs to develop are the following:
- A temperature range between 40 degrees Fahrenheit and 100 degrees Fahrenheit
- A consistently damp surface or relative humidity above 70%
- A food source (manmade or inorganic)
Given that, it is very important to address any leaks or condensation problems that your home may have immediately. Otherwise, damage to your property will quickly ensue. Take stain and decay fungi for example. They are microscopic, fast growing and love to colonize deep inside of wet wood. Thus, the longer they are allowed to grow, the weaker your home’s wooden structures are apt to become.
The good news is that there are ways to remove mold from a property. However, those methods are apt to vary based on the type of mold. That’s why it’s often best to address the water problem first and then call in a mold specialist to take care of the cleanup. Depending on your insurance policy, the cost of the repair and cleanup may be covered.
That’s where the services of Equitable Public Adjusters & Appraisers’ public adjusters will prove to be beneficial. Our public adjusters have a track record of successfully assisting property owners with mold damage claims from start to finish. Thus, we’ll help you to make sure that everything, including any below-the-surface mold damage, is factored properly into your insurance claim.
To discover additional ways that our public adjusters can help with mold damage situations, contact us. We have public adjusters located in New York, Florida and New Jersey. To reach them for an initial consultation, call (877) 869-8989.
