Hiring reliable New Jersey public adjusters for the purpose of settling complex claims and getting insurance companies to provide proper payouts for their clients has been a widely discussed topic, especially since the recent disasters caused by hurricane Sandy.
Can You Trust Your Insurance Company with Your Claim?
Many insurance providers hire their own public adjusters to evaluate the damage of your home as quickly as possible, so that they can escape from providing the legal payouts required in each case.
Reputable law firms state that this is a common strategy that has fooled numerous people especially after a natural disaster such as last year’s hurricane Sandy had passed, taking advantage of the complex nature of their claims and the confusion caused by emotional or physical trauma that would often influence them to settle for less than they would deserve.
In the case of one policyholder who paid for the highest level of coverage offered by his insurance company, only a $130,000 payout when the compensation was estimated at more than $250,000. This is a clear case in which an experienced public adjuster should be called upon.
The Benefits of Hiring New Jersey Public Adjusters
A public adjuster company essentially inspects the damage to your home, reviews the insurance contract, and provides an expert evaluation on exactly how much compensation is required in a particular case.
Should the policyholder in question have a right to a larger payout than the one offered by their insurance provider, the adjuster will contact the company, arrange the necessary paperwork to push the payout higher, and address some key issues in the dispute that would turn the table in the policyholder’s favor.
While New Jersey public adjusters can’t always intervene in all cases – for instance when the policy lacked the type of coverage necessary to handle the damage caused by a certain type of calamity (floods, wind, fire etc.) – there are still numerous situations where the presence of an experienced legal practitioner can still shed some light on a particular case.